The Downsides Of A DIY Divorce

the downsides of a diy divorce

The good news is that family law proceedings in California allow you to do your divorce paperwork and legal filing or make decisions about asset distribution and child custody/visitation issues. However, a DIY divorce has a downside. Lack of information, misunderstandings around CA divorce and child custody laws, or making hasty decisions often result in finalized divorce proceedings that do not honor your best interests.

Pursuing a DIY divorce is certainly within your rights, but even a single consultation with a divorce attorney or mediator can prevent you from making costly mistakes.

5 Downsides Of A DIY Divorce In California

Here are five of the most common downsides we see when clients come back to us after a DIY divorce gone wrong.

Being taken advantage of by a pushy or bullying ex

If your soon-to-be ex is driving the train, you could be pushed into decisions that are not in your best interest. While we understand the temptation to get the divorce over with as soon as possible, being too hasty costs you in the immediate and the long term. 

You don’t have to go to court to get divorced. In fact, we always recommend pursuing divorce mediation whenever possible. In just a few fee-based sessions with an experienced divorce mediator, you can walk through every piece of paperwork and receive neutral recommendations about any areas of conflict – such as finances, spousal support, child custody/support/visitation, and other questions around asset distribution. 

Meeting with a family law attorney either alone for a pre-divorce legal consultation or together for mediation can help your divorce move forward quickly and ensures all of your paperwork is filed without mistakes so the courts don’t kick it back for resubmittal.

Not understanding community property laws

California is a community property state. Sometimes, people mistakenly believe that means everything you have together is split 50/50. That is not the case. Anything you earned, acquired individually or together, or invested during your marriage is entitled to be split equally. 

However, there are exceptions to the community property laws. Examples include:

  • Finances that were yours before the marriage (retirement, investments, savings, etc.)
  • Any assets you inherited before or during the marriage
  • Gifts given especially to you by family members, including financial gifts.
  • Property owned in your name prior to the marriage or property inherited by you during the marriage.
  • Financial gain or assets accrued while legally separated.

Meeting with a lawyer before the divorce is the best way to ensure the two of you are dividing your assets as the judge would if you went to court. 

NOTE: Resist any temptation to hide any assets when going through a divorce. If you hide assets and they are discovered by your ex now or even years after the divorce is final, the courts will not hesitate to act swiftly and are more than happy to grant those assets and more to your ex.

Giving up benefits you are entitled to

Sometimes, in a more-toxic-than-normal situation, clients are willing to sign away just about anything and everything to get out of the marriage and start anew. Unfortunately, this often means making decisions they regret later. 

For example, I once had a client whose spouse was difficult throughout the divorce proceedings. He had a modest IRA, while she received a generous county retirement pension. To escape the constant tension, he was willing to take his IRA and leave her all of her retirement until I demonstrated what an exponential financial loss would be for him in the long term.

As a result of a single consultation, he let CA divorce law reign supreme and now receives his portion of his ex-wife’s pension, just as she’ll receive her portion of his IRA when he retires. Your divorce mediator or attorney is there to ensure everyone makes the best possible choices in alignment with CA family laws.

Child custody and visitation

Children should never be put in the middle of a divorce. Their well-being must be a top priority during and after the divorce proceedings. After listening to your ideas and input, as well as your children’s (if they are old enough), we can establish a child custody and visitation agreement that is in everyone’s best interest. 

Are you a step-parent? If you are getting a divorce in a marriage involving step-parents, work together to create a child custody agreement that considers that. Currently, step-parents have no legal rights for visitation or holiday exchanges. However, the two of you can create whatever legal agreement you want as long as it’s part of the divorce agreement. Whatever agreement you come to regarding visitation and custody of step-children should be in writing and should have the signed approval of their other biological parent(s).

Improperly filed paperwork is just one of the downsides of a DIY divorce

Legal paperwork is challenging to navigate, and most California divorces require proper filing and procedures for multiple forms. If there is a single mistake, the forms are kicked back to their initiator, and you have to refile them. This process can happen repeatedly. It is frustrating at the very least. Similarly, you may have made a wording mistake or checked an incorrect box that makes its way into your legally-filed divorce.

Once the documents are recorded, and the divorce is filed, you have to go back to court and request a modification to make any changes. Until then, whatever was checked remains part of the legal domain and you are beholden to follow that law if and until a judge rules on your modification request.

Schedule A Pre-Divorce Legal Consultation Before A DIY Divorce

You may be perfectly prepared to file a DIY divorce in California. However, it’s always best to schedule at least one pre-divorce legal consultation with a qualified family law professional to make sure you do it right. We’re happy to review your situation, go over the paperwork, and help you make any corrections to the court documents before you formally file them. Contact the Law Offices of Gerard A. Falzone to schedule a consultation or receive legal advice about your upcoming divorce.